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How and when to apply for student loan forgiveness: Key dates and details

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Early October: Loan forgiveness applications will open

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To be notified when the process has officially opened, the department recommends borrowers sign up at their subscription page.

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Subscription page link is in the post attached in last slide

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Private companies like Navient and Nelnet, which help administer the loans and repayments, are likewise referring borrowers to a government portal created to share updates on student loans.

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Subscription page link is in the post attached in last slide

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Nov. 15: The recommended deadline to apply

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Department of Education officials recommend that borrowers apply for student loan forgiveness on or before Nov. 15

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Jan 1, 2023: Student loan payments will resume

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Regular student loan payments will resume on Jan. 1 following a three-year moratorium first enacted under President Donald Trump during the onset of COVID-19

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The application period for student loan forgiveness will end on Dec. 31, 2023.